The important savings scheme for Indians is that it consists of the Employees Provident Fund (EPF), which is set up to provide financial security for employees after retirement. The usage of the Universal Account Number (UAN) is important for accessing various EPF services, but most employees tend to forget or misplace their UAN.
Luckily, there are ways to check your PF balance that do not need UAN. It can be done through very simple ways such as SMS and missed calls. Here’s how you do it:
How to Check PF Balance via SMS
If your UAN is active and linked to Aadhaar, PAN, and your bank account, you can send an SMS to effortlessly check your PF balance. To do this, follow the steps below:
Writing the Message, Using your registered mobile number, type:
- EPFOHO UAN [Language Code]
Examples:
- For English: EPFOHO UAN ENG
- For Hindi: EPFOHO UAN HIN
- For Marathi: EPFOHO UAN MAR
Sending the Message:
- Now, send the SMS to 7738299899.
Balance Receipt:
In a moment, you will receive an SMS stating your PF balance.
How to Check PF Balance via Missed Call
If you have no internet access, checking your PF balance is as simple as placing a missed call. Here’s how:
- Call the Number: Dial a missed call to 9966044425 from your registered mobile number.
- Automatic Disconnection: The call will automatically disconnect, and you will receive an SMS containing your PF balance information.
- No Charges: This is a free service.
How to Retrieve Your UAN Number
If you don’t have your UAN, you can retrieve it using the following methods:
1. Ask Your Employer
- Your UAN is usually mentioned on your salary slip.
- You can also contact your HR or payroll department to obtain your UAN.
2. Use the UAN Portal
To retrieve your UAN online, follow these steps:
- Go to the official EPFO portal: https://unifiedportal-mem.epfindia.gov.in.
- On the homepage, click on the ‘Know Your UAN’ option.
- Provide your registered mobile number and enter the captcha code.
- Click on ‘Request OTP’.
- Enter the OTP received on your mobile and click on ‘Validate OTP’.
- Enter your name, date of birth, and Aadhaar/PAN/Member ID number.
- Fill in the captcha and click on ‘Show My UAN’.
- Your UAN number will be displayed on the screen.
In case of any issues, you can contact the EPFO helpdesk or visit the nearest EPFO office for assistance.
Importance of Checking Your PF Balance
Manages to inform you if your savings are on track and helps you plan your security for a financial future by frequently checking your EPF balance. It is now easier than ever to check your PF balance without even remembering your UAN, thanks to SMS, missed calls, or using the UAN portal.
By following these simple steps, you can continue watching your contributions towards EPF and take control of your financial destiny.
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